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Step Rate CD Rates $2,500 minimum opening deposit A Step Rate CD (Time Account) is a 24-month CD featuring guaranteed interest rate increases and one penalty-free withdrawal every six months. Dollar Time Deposit. 30, 60, 90, 180, 360 Days. Subject to pretermination penalty. 15% (1) (1) The revised Withholding Tax for Interest Earned is effective January 1, 2018. A more detailed.
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